Loan Promo 2019 Raffle Guidelines
•For every approved loan application with a minimum Php5K amount from August 1, 2019 to November 29, 2019, the borrower will be entitled to one (1) raffle entry.
Reward Point System
OBJECTIVES - To encourage members to patronize STMC products and services. In return, the program aims to inspire members to have an active participation on its affiliated programs, products and services
Travel and Tour Loan (T&TL)
Is a loan facility that can be used to finance travel and tour expenses of a member and his/her qualified dependents.
Amount of Loan – up to 100k
Interest rate – 1% per month
Terms of payment – up to 36 months
The new PANTAWID SAHOD LOAN is a loan type that can be availed of by members to finance their immediate cash needs before paydays. This type of loan can be availed only during the following
Our Vision:
We are the preferred service provider by our members “COOP of Choice”.
We are the leader in institutional cooperative in Region IV through a culture of service excellence.
• Encourages thrift and savings mobilization among the members for capital formation.
It is the policy of the cooperative to provide timely, efficient and member-friendly coop loans to all its contributing members.
STMC provides other services aside from Deposits and Loan.
- Kapwa Tulong
- Van Rentals
Dear STMC members,
Good News! ?
The STMC Management would be releasing our Education Subsidy at an earlier date this year 2022.
Below is our policy on Education Subsidy 1 & 2 for school year 2022 – 2023.
Objectives:
To provide financial assistance for the education of members’ dependents thru tuition fee subsidy for school year 2022-2023.
To augment the financial needs of member thru utilization of accumulated statutory funds and members benefits.
I. Eligibility to receive Education Subsidy 1:
As a reward to ALL members as of April 8, 2022 (Note: For this year 2022, STMC will be giving this subsidy to ALL members as financial support during this pandemic period)
With minimum paid-up capital of P1000
Active member during payout period.
Need to submit photocopy of proof of expenses* for school year 2022-2023, with an amount not lower than P500 (*receipt of groceries & medicines will be accepted this year).
Submission starts on May 02, 2022 until August 31, 2022 via COOP drop box or email to rose.endozo@stmcoop.org
Qualified student can either be a relative or non-relative.
2. Eligibility to receive Education Subsidy 2:
COOP member as of March 31, 2022
With minimum paid-up capital of P1000
Active member during payout period.
3. Sample computation of Education Subsidy 1 & 2
Computation will be accessible at www.stmcoop.org
Visit the STMC website and look for LOGIN box
Type your user name (ST ID#) and password. (The default password is the last 4-digit of your BPI payroll account.)
Scroll down the “Member Information” button and click “Educational Subsidy”.
The computation for the Education Subsidy 1 and 2 will appear.
4. Schedule of pay-out
We will credit your Educational Subsidy 1 & 2 to your BPI account on April 13, 2022 (Wednesday).
Education Subsidy 1 shall be forfeited for those who will not be able to present receipts until August 31, 2022
For more information, please call STMC office at local 5707 or 5408.
Thank you very much. STay safe!
STMC Management
Michael Moore interviews Tom Webb on his "Capitalism: A Love Story" DVD. In this excerpt, Tom elaborates on Cooperativism.
Address : c/o STMicroelectronics, #9 Mountain Drive,
Light Industry and Science Park II (LISP II)
Brgy. La Mesa, Calamba City, Laguna
Telefax : (049) 523-5600 loc 5707
Contact Person : Rose Marie Endozo, Coop Administrator
Email Add. : rose.endozo@stmcoop.org