Loan Promo 2019

Loan Promo 2019 Raffle Guidelines
•For every approved loan application with a minimum Php5K amount from August 1, 2019 to November 29, 2019, the borrower will be entitled to one (1) raffle entry.

Savings Deposits

Savings Deposits

• Encourages thrift and savings mobilization among the members for capital formation.




It is the policy of the cooperative to provide timely, efficient and member-friendly coop loans to all its contributing members.


… and other Services

… and other Services

STMC provides other services aside from Deposits and Loan.
- Kapwa Tulong
- Van Rentals


News and Updates

April 13, 2022

STMC Educational Subsidy 1 & 2 for school year 2022 – 2023

Dear STMC members,

Good News! ?

The STMC Management would be releasing our Education Subsidy at an earlier date this year 2022.

Below is our policy on Education Subsidy 1 & 2 for school year 2022 – 2023.


To provide financial assistance for the education of members’ dependents thru tuition fee subsidy for school year 2022-2023.

To augment the financial needs of member thru utilization of accumulated statutory funds and members benefits.

I. Eligibility to receive Education Subsidy 1:

As a reward to ALL members as of April 8, 2022 (Note: For this year 2022, STMC will be giving this subsidy to ALL members as financial support during this pandemic period)

 With minimum paid-up capital of P1000

 Active member during payout period.

 Need to submit photocopy of proof of expenses* for school year 2022-2023, with an amount not lower than P500 (*receipt of groceries & medicines will be accepted this year).

Submission starts on May 02, 2022 until August 31, 2022 via COOP drop box or email to

 Qualified student can either be a relative or non-relative.

2. Eligibility to receive Education Subsidy 2:

 COOP member as of March 31, 2022

 With minimum paid-up capital of P1000

 Active member during payout period.

3. Sample computation of Education Subsidy 1 & 2

 Computation will be accessible at

 Visit the STMC website and look for LOGIN box

 Type your user name (ST ID#) and password. (The default password is the last 4-digit of your BPI payroll account.)

 Scroll down the “Member Information” button and click “Educational Subsidy”.

 The computation for the Education Subsidy 1 and 2 will appear.

4. Schedule of pay-out

We will credit your Educational Subsidy 1 & 2 to your BPI account on April 13, 2022 (Wednesday).

Education Subsidy 1 shall be forfeited for those who will not be able to present receipts until August 31, 2022


For more information, please call STMC office at local 5707 or 5408.

Thank you very much. STay safe!

STMC Management


Video of the Month

Michael Moore interviews Tom Webb on his "Capitalism: A Love Story" DVD. In this excerpt, Tom elaborates on Cooperativism.