• 6 months coop member
  • Copy of webapps

Processing time:

Subject to availability of products

Minimum Share Capital : Php2,500
Loan Amount : Maximum of 50,000
Co-Maker : Co-maker is required if loan is more than his/her paid up capital,
1 co-maker for every P1 to P25K loan exposure
Interest Rates : 1.5% per month straight-line basis
Service Fee : 1% to be add on the principal
Loan Term : 2 year to pay


  1. The credit limit per member is equivalent of 2X of paid-up capital except for Petty Cash Loan & Emergency loan which is allowed up to 3X of paid-up share capital.
  2. The maximum monthly amortization for all types of company and COOP loans shall be 35% of the employee’s monthly basic salary (MBS).
  3. Pre-termination fee is waived if loan for offset and the new loan application are the same type of loan.