• 1 year coop member
  • 2 years in the company
  • If existing property:
    • Copy of TCT (Title) under member’s name
    • Bill of materials
  • If New property
    • Copy of TCT under previous /current owner
    • Notarized deed of sale
    • Proof of housing related expenses.
    • Note: A notarized deed of assignment should be submitted for single status members who presented land titles owned by their parents.

 Processing time :

Applications with complete requirements received from Mondays to Wednesdays will be released on Saturdays.

Applications received from Thursdays to Fridays will be released on the following Wednesdays.

Co-Maker    Co-maker is required if loan is more than his/her paid up capital, 1 co-maker for every P1 to P25K loan exposure
Loan Amount :    Maximum of P300K
Interest Rates :    1.25% per month straight-line basis
Service Fee :   2% or P3,000 service fee whichever is lower
Loan Term :    Up to 5 years to pay
  1. Credit limit per member is equivalent of 2X of paid-up capital except for Petty Cash Loan & Emergency loan which is allowed up to 3X of paid-up share capital.
  2. The maximum monthly amortization for all types of company and COOP loans shall be 35% of the employee’s monthly basic salary (MBS).
  3. Pre-termination fee is waived if loan for offset and the new loan application are the same type of loan.