• 3 months coop member
Minimum Share Capital : Php2,500
Loan Amount : Maximum of 5,000
Interest Rates : 1.5% per month straight-line basis
Service Fee : 2% to be deducted in principal
Loan Term : 1-5 months


  1. The credit limit per member is equivalent of 2X of paid-up capital except for Petty Cash Loan & Emergency loan which is allowed up to 3X of paid-up share capital.
  2. The maximum monthly amortization for all types of company and COOP loans shall be 35% of the employee’s monthly basic salary (MBS).
  3. Pre-termination fee is waived if loan for offset and the new loan application are the same type of loan.